The city of San Diego, the state of California and the federal government are not hesitant to prosecute those whom they suspect to have been involved in a mortgage fraud at any level. Mortgage fraud can take place in many different ways and by different people in the process.
Lenders have begun to target borrowers and real estate industry professionals. Lenders claim that they were defrauded by false pretenses. They claim that borrowers' ability to afford mortgages or the value of property that was the subject of the purchase or refinance was misrepresented.
Banks have also been defrauded of great sums of money by people who they allege have conspired to execute mortgage scams. However, just because a lender or borrower has lost money, does not mean a crime has been committed. Failure to thoroughly read an agreement or failure to gain a full understanding of a real estate deal does not mean you have committed fraud necessarily.
Ward Stafford Clay, Attorney at Law, can make a full examination of the facts of your case. He can discuss your legal options if you are under investigation for or if you have been charged with mortgage fraud. Mr. Clay is a California State Bar Certified Specialist in Criminal Law, and he has focused his career on the criminal law since 1986. Starting as a Deputy City Attorney for San Diego and a former San Diego Deputy District Attorney, Mr. Clay understands how prosecutions commence and are pursued. With this valuable knowledge, Mr. Clay has, since 1991, defended his clients in state and federal courts in a wide variety of criminal cases.
Contact Ward Stafford Clay, Attorney at Law, by e-mail or by phone. Call 619-272-6914 or toll free at 888-546-2109 to schedule a free initial consultation. All calls and consultations are confidential.
Experienced and Informed Mortgage Fraud Defense
Mr. Clay makes it his mission to be informed of and fully understand both sides of a criminal case involving mortgage fraud. The zealous defense of his client's liberty demands it. Mr. Clay is devoted to providing the highest quality defense available.
When state or federal authorities are investigating and pursuing individuals and companies who have been accused or are suspected of mortgage fraud in California, Ward Stafford Clay should be consulted immediately. Justice requires a resolute defense in the face of high-stakes investigations and prosecutions, including:
- Mortgage scams — may include "flipping" properties or misleading lenders through "straw men"; inflation of sales value; failure to perform foreclosure remedies or loan modifications, or misrepresentation by mortgage brokers, real estate agents, appraisers, lenders, buyers or sellers
- Lender fraud — including misrepresentation of a buyers' abilities to afford the mortgage terms, refinancing fraud by lenders and borrowers, mortgage application fraud and deceptive marketing
- Corporate fraud — such as selling bundled mortgages as securities to the state or other investors such as banks or hedge funds
- Conspiracy — This may include the aiding and abetting of a wide variety of mortgage scams by conspiring with others to defraud a bank or other lending institution. This crime has serious federal implications
Contact San Diego and Vista Loan Fraud Attorney Ward Stafford Clay
If you are being investigated, have been accused of or charged with any type of mortgage or real estate fraud, contact San Diego mortgage fraud attorney Ward Stafford Clay today. Call the office at 619-272-6914 or toll free at 888-546-2109 to schedule a free and confidential initial consultation. Mr. Clay represents clients in all San Diego County courthouses, including El Cajon, Vista, Chula Vista and San Diego.
Timely response to questions and meeting requests by e-mail are also provided.
